Visit the new page
We moved to improve stability and typing experience. The new site keeps the simple first view—Price, Net Income, and Fixed Expenses—then lets you expand Philippine-specific details only when you need them.
If the button does not open, copy and paste this link into your address bar:
https://affordkoba2.pagelet.host/
Why this app matters
Afford Ko Ba? helps you decide without becoming “car poor.” It starts with the basics and then factors in local realities: bank PO versus dealer promo APR, zero/low DP mechanics, trade-in as down payment or SRP discount, PMS schedules, and non-monthly costs that cause cash-flow spikes such as insurance and LTO/CTPL/emission.
You also see an estimate of the earliest year and month when you are no longer underwater, so you can sell or trade without owing the bank additional principal. The tool provides monthly and full ownership views to support a confident decision.
Privacy-friendly: all calculations run in your browser; no account required.